Insurance Companies

lzc5wh asked:


Recently 4 people in my company were promoted. 3 of out the 4 people promoted were all related to each other. One in particular has been with this company 7 years, 1/2 the time I have been here, and he has been promoted 3 times.I have never been promoted to anything and I have been here nearly 15 years. My company never posts these opportunities and it seems like it is always the same people that get promoted, more money, etc. I have a college degree in management but I am never considered. Is there anything illegal about what is going on here? Can I take any legal action?

WOODROW

MV asked:


I recently got my claim denied from the insurance company that covers the man who hit my vehicle. I filed a claim today with my insurance company and they determined that the man was, indeed, at fault. My claim adjuster said that the next step was for the insurance companies to battle it out. I was just wondering what happens when 2 insurance companies battle it out and what happens afterwards.

RANDELL

coolman293472 asked:


I plan to open a 403(b) in August. I have been told that mutual funds are better (and cheaper) than annuities, and so that is what I want to put my money. (I don’t intend this question to be a mutual fund vs. annuity debate). My school district sponsors 20 retirement planning companies, and their websites don’t seem to distinguish the competition. Some companies include Fidelity, Primerica, Vanguard, Metro Life, Equitable, Putnam, etc. How do I choose which company is best for me whether or not I end up getting mutual funds or annuities?
I teach in Florida. We have the Florida Retirement System (FRS). My school district puts money into that, which I can choose either to be a pension (with benefits after 6 years of service) or an investment plan (with benefits after 1 year). I choose the investment plan because I don’t know if I will be in teaching in the long-run or if I will at least be in Florida for 6 years to get the pension benefit. According to everyone, the FRS will not be enough, so we have the option of opening up a 403(b) plan with one of these companies to supplement the FRS money. There is no matching in this 403(b).
I am 23 years old.

IRVIN

Searcher asked:


Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

SALVADOR

catherine asked:


Will most insurance companies cover the replacement of your roof if it is deemed a danger?

OLLIE

SettlementChannel asked:

In this update on the current concerns about life insurance company and annuity market security, Mark Wahlstrom, host of The Settlement Channel discusses the over blown media coverage that has raised unreasonable fears. While people and advisors need to be reasonably cautious about life insurance company ratings, the fact is that most of the news surrounding life companies and annuities is related to earnings issues and potential ratings downgrades and not an issue related to solvency. Learn …

LUIS

luvitastore asked:


I am investing $250,000 & the Co-owner of our C-Corporation company is investing $50,000. How should we work out our salaries pay & how about the bonus pay? I am the founder with the experiences. We want to be able to contribute majority of the profits towards growing the business.

LOUIE

Elixir of trust asked:


What are some good health insurance companies? Good meaning
good coverage
low deductible
nothing shady, or in the small print that is kind of dishonest
not expensive for a college student ?
does the deductible include the monthly insurance premium?
Do health insurance companies ever allow a person to have a policy through their company as well as a policy through another company?
Are there any reasons you may be denied the insurance?

EDMOND

HealthCareForAmerica asked:

Check out “Insurance Company Rules” - a collaboration between Health Care For America Now (HCAN) and Public Service Administration (PSA). You can read more at: http://www.HealthCareForAmericaNow.org

SANDY

Vincent S asked:


Our company recently purchased the assets of another company (not their liabilities). A supplier for the company we purchased will not sell to US however, until the liabilities of the company we purchased company are resolved (the company we purchased owes this particular supplier money).

This could affect our business as the aforementioned supplier is single source to us and has been qualifed by our customer.

Can this supplier legally do this to us in this situation? If not, what is the law that says so?

NICKOLAS